✋ 5 Reasons to Get Pre-Approved Before You Put an Offer on a Property

1. Know Your Budget

Don’t guess—and don’t fall in love with a property you can’t afford. A pre-approval helps you clearly understand your purchase price and monthly comfort level before you shop.

2. Strengthen Your Offer

Sellers and real estate agents take your offer more seriously when you’re pre-approved. It shows you’re prepared, qualified, and ready to move forward.

3. Uncover Potential Issues Early

As a mortgage agent, I can identify potential credit or affordability concerns upfront and provide options or solutions—before they become deal-breakers.

4. Lock In Your Rate

Secure your interest rate for up to 120 days and protect yourself from potential rate increases while you search for the right home.

5. Move Fast with Confidence

When multiple-offer situations arise, a pre-approval allows you to act quickly and submit a strong, confident offer.

📩 Questions? Feel free to reach out anytime: angie@mountainviewmortgage.ca