Invested in the long-term

My career in mortgages spans more than 27 years, and it began  in an administrative position for an alternate lender.

I started my journey working directly with a  mortgage lender, learning how applications are reviewed, how credit is evaluated, and how lending decisions are  made behind the scenes. That early experience gave me a strong foundation on the credit side of mortgages , that knowledge continues to help shape how I advise clients today.

From there, I spent 23 years in sales at one of Canada’s major banks, working closely with clients through every stage of homeownership. During that time, I helped first-time buyers, growing families, investors, and homeowners navigating renewal decisions,  refinances, debt consolidation, and credit challenges. I saw firsthand how the right mortgage strategy can create stability , and how the wrong one can hold people back.

Because I’ve worked on both sides of the desk , lender and advisor , I bring a full understanding of the mortgage process. I don’t just know the products; I understand the policies, the risk assessments, the credit nuances, and the flexibility that exists within different lending environments.

Today, as an independent mortgage professional, my role is simple: to use that experience to guide my clients with clarity, confidence, and honesty. Whether your situation is straightforward or complex, chances are I’ve seen it before, and I know how to structure a solution that aligns with your present and long term goals.

I believe clients deserve transparency, education, and an advisor who understands how to navigate the system on their behalf. My experience allows me to do exactly that.

On a personal note, I enjoy family time, walking my dog , travelling to new places and submerging myself into a new culture, through their food, history and people.